As outlined in the Iron Terms, certain components of the Services are supported or executed by regulated third-party providers (“Third Party Providers”).

By using the Iron Services, you acknowledge and agree that:

1. You may be subject to the terms and conditions of one or more Third Party Providers (“Third Party Terms”), depending on the nature of the services accessed and your role (as a business or an individual).

2. Monerium ehf. and HiFi Bridge require your explicit acknowledgement and acceptance of their terms. By using the applicable services, you agree to be bound by those Third Party Terms

3. Fiat Republic B.V. requires your knowledge and awareness of its Acceptable Use Policy. When accessing services facilitated by Fiat Republic, you agree to act in good faith and in accordance with their requirements.

These Third Party Terms are incorporated by reference into Iron’s Terms of Service and are available at:

• Monerium: Business Terms (For Business users) Personal Terms (For individual users)

• HiFi: Terms

• Fiat Republic B.V : Use Policy

It is reiterated that this external link forms an integral part of the Iron Terms of Service. By accepting, clicking “Agree,” or simply using the Services, you confirm that you have reviewed and accepted the applicable terms of Monerium and HiFi, and that you acknowledge and will comply in good faith with the terms of Fiat Republic.

For customers in the European Economic Area (EEA), any regulated payment services will be provided to you by Monerium ehf. For all customers in other areas, any regulated payment services will be provided to you by HiFi Bridge.