SWIFT

For customers in the UK and the rest of the world, excluding the USA and EEA.

If your virtual account has a GB or BE prefix, and you are located outside the EEA, your virtual account is issued by Equals Money Plc, a company registered in England & Wales (No. 05539698), authorised by the Financial Conduct Authority (FCA No. 488396), which acts as the Third Party Provider. By accepting these Terms, you also enter into a separate agreement with Equals Money Plc and agree to be bound by these terms if you are a retail customer and these terms if you are a business customer. Where you fund a transaction in a currency other than Euro (EUR), Equals Money Plc will first convert your funds into EUR at Equals Money Plc's prevailing exchange rate (which can be seen here) before those funds are made available for processing via the Iron Services. This foreign exchange conversion is a service provided solely by Equals Money Plc and is covered by Equals Money Plc’s terms linked above. MoonPay does not set, control, or guarantee foreign exchange rates applied by Equals Money Plc, and MoonPay is not liable for any FX pricing, slippage, or losses arising from that conversion. For the avoidance of doubt, MoonPay's role as merchant of record applies only to the EUR-to-Cryptocurrency conversion (or vice versa); it does not extend to any foreign exchange conversions performed by Equals Money Plc.

For customers in the European Economic Area.

If your virtual account has a GB or BE prefix, and you are a customer located within the European Economic Area (EEA), your virtual account is issued aby Equals Money Europe SA, a Regulated Payment Institution incorporated under Belgian law (Registration No. 0849.185.510), supervised by the National Bank of Belgium (NBB), which acts as the Third Party Provider. By accepting these Terms, you also enter into a separate agreement with Equals Money Europe SA and agree to be bound by these terms if you are a retail customer and these terms if you are a business customer. Where you fund a transaction in a currency other than Euro (EUR), Equals Money Plc will first convert your funds into EUR at Equals Money Plc's prevailing exchange rate (which can be seen here) before those funds are made available for processing via the Iron Services. This foreign exchange conversion is a service provided solely by Equals Money Plc and is covered by Equals Money Plc’s terms linked above. MoonPay does not set, control, or guarantee foreign exchange rates applied by Equals Money Plc, and MoonPay is not liable for any FX pricing, slippage, or losses arising from that conversion. For the avoidance of doubt, MoonPay's role as merchant of record applies only to the EUR-to-Cryptocurrency conversion (or vice versa); it does not extend to any foreign exchange conversions performed by Equals Money Plc.